Bespoke Trustees Limited offer self-administered pension options to Personal Pension holders by offering access to its Gateway Exempt Unit Trust through New Ireland’s Bespoke Self Invested Personal Pension, which is marketed by sister company Bespoke Investments through its national network of regulated appointed intermediaries.

Holders of Personal Pensions who wish to enjoy the flexibility Self-Administered Pensions offer but are not in pensionable employment can invest in the New Ireland Bespoke Self Invested Personal Pension. New Ireland will deduct any setup commissions which may be payable and automatically transfer the net investment amount into the Bespoke Gateway Unit Trust. Bespoke will set up a series of the trust unique to each individual pension and set up a segregated bank account for each series of the unit trust where the funds will initially be lodged.

The pension holder will usually, along with their financial advisor decide which investment course they wish to take and inform Bespoke. Assuming that the product is then approved from a pension’s legislative perspective Bespoke will then prepare all the relevant documentation required for the investment to be made. Any income/dividend/partial encashments/encashments will automatically be transferred back to the scheme’s operating bank account until any instructions for further investments are received.

Through the Gateway Unit Trust holders of New Ireland’s Bespoke Self Invested Personal Pensions can invest in a wide range of investment opportunities, including (but not limited to) the following: